The Company

United First Financial is an award winning company with a  fantastic system that will enable you to start building wealth or if you already started then for certain enhance your wealth building in a very short period of time.

United First Financial is a company owned by forward thinking professionals in the financial industry. The founders have developed an interest reduction solution that will help home owners actually ‘own’ their home, property or business and pay off their other debt in a fraction of the regular time. This interest reduction solution is utilizing banking principles and strategies which have been around for decades.

A Successful Start

The history of the Money Merge Account® program begins nearly a decade ago, when Skyler Witman and John Washenko launched Accelerated Equity, a mortgage company dedicated to building a reputation based on competitive rates and the best terms in the market. As young entrepreneurs, the partners worked around the clock in the company’s early years to give customers a high level of service and low rates.

By Accelerated Equity’s third year in business, it had become one of Utah’s fastest growing mortgage companies, attracting large numbers of both new business and returning customers. But in the face of all of this growth, Skyler and John began to notice the overwhelming mountain of debt their customers were accumulating. As loan officers, they could offer clients little help to pull themselves out of the mire of financial debt.

And so began years of research that would eventually launch a powerful new tool, revolutionary in its impact on the American mortgage system.

A Powerful Business Idea

After two years of researching the industry, Skyler and John initially offered their customers debt reduction programs such as a bi-weekly payment plan to help minimize their debt, but soon realized their customers’ needed something more to meet their financial needs. In the summer of 2002, they discovered a method used to pay down mortgages in record time which required little to no day-to-day financial impact, while paying off debt and potentially saving hundreds of thousands of dollars in interest.

Further research on these financial elements motivated Skyler and John to develop a top-notch IT division and contract with a mathematical engineer from GE Aeronautics to begin creating the mathematical algorithms (math engines) and system programming that would become the very heart of the Money Merge Account program.

Several more years and millions of dollars were invested in research and development before a 1 year market test release rolled out in Denver, Colorado. To the pride and astonishment of the founders, homeowners from the initial 400 client test market who signed up for the Money Merge Account program were achieving results even better than predicted. Homeowners with a traditional 30-year mortgage were on track to become mortgage free after only 8 to 11 years, all while paying off other debt in the process with a rate of 15-20% better savings and payoff time than was initially predicted.